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About Us


Torch Credit Limited is a finance company predominantly engaged in providing finance solutions for small & medium sized Enterprises (SMEs). The Company’s name Torch Credit communicates the need for best fit solutions.
Torch Credit seeks to increase its capital base to reflect the seriousness with which it intends to engage in its target market. Torch Credit joins the financial services industry in Kenya and the region by creating innovative financial products and services for distribution to both manufacturers and suppliers.
We aim to support SME growth through business advice, financial structuring and short term credit solutions.


Our vision is to be a professional Micro Finance company supporting budding SME entrepreneurs with good business propositions through business advice and short term credit facilities.
Our mission is to provide tailor made business consultancy and short term credit products to companies and individuals with viable proposals and contracts but lack funds and or tangible collateral and experience to access bank credit.


• Innovative • Efficient • Reliable • Understanding • Confidentiality • Social Responsibility


• Business Planning
• Short term loans
• Bridging Finance
• Bid Bond Facility
• LPO finance and Invoice discounting.

• The idea of starting the company was guided by knowledge and experience of the initial subscribers that there is an opportunity to intermediate but at the same time assist the deserving entrepreneurs with good business ideas and contracts, who cannot deliver/progress due to lack of funds/credit facility.

• Micro, Small and Medium size business that have required experience product and services but lack short term credit/working capital. These would include small business suppliers to private companies, NGOs, government departments/ parastatals and dealers in fast moving consumer goods and services.


We are currently in Nairobi and Kisumu. We shall soon be serving Vihiga, Kakamega, Uasin Gishu and Trans Nzoia counties and eventualy our vision is to reach across East Africa..

Our Products & Services